Self-help resources

See below for a list of useful resources related to debt and money including links to articles, factsheets and websites that may help you deal with your issue.

Dealing with debt

• General information on debt and money
• Debt advice tool from National Debtline
• Advice and practical solutions from StepChange
• Debt factsheet library
• Sample letter library for writing to creditors

Managing your money

Whilst we do not provide budgeting advice you can find lots of useful information online about how to increase your money and save on your bills including helpful tips and hints.

For more information see our list of the top money management websites below:

• Gas and electricity price comparison tool
• Guides to help you manage household bills
• Beginner’s guide to managing your money

Charitable Grants

If you are on a low income and are struggling to afford a product or service you may be able to apply for a charitable grant.

This is usually a one-off gift of either a payment or a product (such as furniture or white goods).

Search for a grant

Creating a household budget

One of the most helpful things you can do to keep track of your money is to create a household budget.

This will give you an overview of your financial situation as well as:

• What money you having coming in and going out
• Where you can save money and where you may need to cut back
• How much money, if any, you have left over each month

Create your own household budget with Citizens Advice

Create your own household budget with Money Helper

Tax

Visit the Low Incomes Tax Reform Group‘s website for advice and guidance around tax.

Welfare benefits entitlement

If you need to check your entitlement to welfare benefits, visit our welfare benefits self-help resources page for a list of articles, factsheets and websites that may help you deal with your issue.