See below for a list of useful resources related to welfare benefits including links to articles, factsheets and websites that may help you deal with your issue.
General welfare benefits advice
- Visit the government website for comprehensive information about welfare benefits
- Information on benefits from local authorities
- Independent information from Benefits and Work including free eligibility tests for PIP, ESA and UC
You can use an online tool to find out if you may be entitled to welfare benefits.
A benefits checker can quickly tell you if you are entitled to any benefits and give you basic information about what support is available. You can then use a benefits calculator to find out your full entitlement, how much you might get and how to claim.
Benefits calculators will confirm what benefits you’re entitled to based on your circumstances. Before starting you will need to have accurate information about your:
- income, including your partner’s (from payslips, for example)
- existing benefits and pensions (including anyone living with you)
- outgoings (such as rent, mortgage, childcare payments)
- council tax bill
Benefits calculators can only be used by over 18s and will not give accurate information for prisoners, students, non-British or Irish citizens, those living outside the UK, or those living in residential care or nursing homes.
We recommend using one of these benefits calculators:
Types of benefits
Personal Independence Payment (PIP)
Personal Independence Payment (PIP) is a benefit you can claim to help with the extra costs of disability.
It is made up of two parts, a ‘daily living’ part and a ‘mobility’ part. You can claim one or both of these parts depending on your personal situation.
To get PIP you don’t need to have worked or paid National Insurance and it doesn’t matter what your income is, if you have any savings or you’re working.
- Information on applying for PIP including starting the claim, completing the form and attending the medical assessment.
- Step by step guidance on filling in a PIP form
- PIP descriptors factsheet
Employment and Support Allowance (ESA)
Employment and Support Allowance (ESA) is money for people who have limited capability for work because of their sickness or disability but do not get Statutory Sick Pay.
There are two types:
- income-related Employment and Support Allowance
- contributory/New Style Employment and Support Allowance
Income-related Employment and Support Allowance is being replaced by Universal Credit. Whether you can claim one or both types of ESA depends on your circumstances. Find out who can get ESA and how to claim here.
Universal Credit (UC)
Universal Credit (UC) is a benefit you can claim if you are on a low income and have savings under £16,000.
You can claim UC if you are in or out of work and it includes extra amounts for children, disability and rent costs.
You do not need to have paid National Insurance contributions to qualify for UC.
- Try our UC helper for step by step guidance on claiming.
- Money manager for UC claimants which provides information specific to your personal situation whether you are claiming UC at the moment, have recently applied and are waiting for your first payment, or think you may need to apply in the future.
- How to claim Universal Credit
- Guidance on filling in a UC Capability for Work questionnaire (NB The guidance is the same for the ESA and UC Capability for Work questionnaires.)
There are six legacy benefits that are being replaced by Universal Credit. Most people are not able to make new claims for these benefits however there are certain exceptions. You can find information on each of them here.
- Options for when you think a DWP decision is wrong
- Advice on taking a benefit decision to tribunal
- PIP Mandatory Reconsideration Request Letter Tool
- Work Capability Assessment Mandatory Reconsideration Tool
- DLA Mandatory Reconsideration Letter Tool
MoneyHelper has a number of tools and calculators to help you manage your money.
Information guides and factsheets from Age UK.
Comprehensive list of benefits factsheets from Disability Rights UK.
Visit our debt self-help resources page for information on money management and budgeting.
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DWP forced to waive £8,600 benefits clawback after legal challenge by NBAC client
The mother of two disabled sons has won an important victory at the High Court in Bristol this week which will give better protection to people wrongly overpaid benefits.